What's the Payoff?

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What Is a Roth IRA?

A Roth IRA is a special retirement account where you pay taxes on money going into your account and then all future withdrawals are tax free. Allen Edmonds Sherwood Moc Style Oxfords Size 8.5 B Dark Brown Leather

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Roth IRAs are best when you think your taxes will be higher in retirement than they are right now. They can be especially good for young savers or in years when you don't have much other income. Charter Club Womens Ulivof Open Toe Casual Slingback Sandals, bluesh, Size 7.5 kn

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You can't contribute to a Roth IRA if you make too much money. For singles, this starts at $118,000. For married couples, it is $184,000. Giani Bernini Womens Rivey Peep Toe Casual Platform Sandals, gold, Size 8.5 v74o

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Generally $5,500 a year unless you are over 50 in which case it goes up to $6,500. Sam Edelman Womens Ballet Flats shoes Felicia Snakeskin Print Sz 6

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Almost all brokerage firms will offer a Roth IRA. You should consider a brokerage like Fidelity or E*Trade that offer low-cost funds. "Lifecycle" funds that automatically rebalance and adjust over time are especially good for Roth IRAs. Sam Edelman Womens Brown Riding Boots Size 6 (155106)

It's Hard to Go Wrong

(So it's easy to pick)

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